Keep it simple.
Get back to basics.
Many people want to improve their financial outlook but aren't sure how to go about it, according to Jeanette Pavini, two-time Emmy-winning consumer reporter. Many of her viewers write and tell her that they're overwhelmed by the numerous options and resources out there. "They feel as if they are never going to dig out of the hole, so they become discouraged and simply give up."
Don't let this happen to you. Improving your finances isn't rocket science, Pavini says. It begins with understanding exactly where your money is going, writing it down, keeping track, and looking for opportunities to cut costs. "Learn what areas in your budget you actually have control over," she says. "Have a plan and keep it simple." And don't be fooled into thinking only major changes make a difference, she adds. "No savings is too small. They all add up."
Read full article here: http://www.inc.com/minda-zetlin/the-smartest-money-tips-for-2015-from-warren-buffet-and-10-other-experts.html